وَأَقِيمُواْ الصَّلاَةَ وَآتُواْ الزَّكَاةَ وَارْكَعُواْ مَعَ
"And be steadfast in
salah (prayer), and pay zakah, and bow down with
those who bow down". (Al - Baqarah
وَٱلَّذِينَ فِىٓ أَمۡوَٲلِهِمۡ حَقٌّ۬
مَّعۡلُومٌ۬ لِّلسَّآٮِٕلِ وَٱلۡمَحۡرُومِ :المعارج 24-25
“In their wealth there is a known share for the beggars and the
إِنَّمَا الصَّدَقَاتُ لِلْفُقَرَاءِ
وَالْمَسَاكِينِ وَالْعَامِلِينَ عَلَيْهَا وَالْمُؤَلَّفَةِ قُلُوبُهُمْ وَفِي
الرِّقَابِ وَالْغَارِمِينَ وَفِي سَبِيلِ اللَّهِ وَابْنِ السَّبِيلِ ۖ فَرِيضَةً
مِّنَ اللَّهِ ۗ وَاللَّهُ عَلِيمٌ حَكِيمٌ : التوبة 60
The sadaqat (Prescribed alms) are (meant) only to be given to
the poor, the needy, to those who collect them, to those whose hearts are to be
won, in the cause of slaves and those encumbered with debt, in the way of Allah
and to a wayfarer. this an obligation prescribed by Allah. Allah is Knower,
What is Zakat:
Islam, Zakat is the fundamental pillar and literally means “to purify, to grow, to
refers to purification in general &
purification of wealth in particular, therefore, those Muslim who have wealth
over a certain ratio (Nisab), they are liable to pay zakat on it and give it to
those who are less fortunate & don't have sufficient means to live their
life in standard way.
When a Muslim gives Zakat he/she is purifying their wealth from
& greed and also minimizing the suffering of millions around the world.
In a legal context, Zakat is the amount of money that every adult,
mentally stable, free, and financially able Muslim, male and female, has to pay
(2.5% of the income) if their annual wealth exceeds a specific amount called Nisab
during a calendar year to support specific categories of people.
Nisab is the minimum amount of wealth a Muslim must possess before they become
eligible to pay Zakat. This amount is often referred to as the Nisab threshold.
Gold and Silver are the two values used to
calculate the Nisab threshold. The Nisab is the value of 87.48 grams of gold (7.5
Tola ) or 612.36 grams of silver (52.5 Tola).
Nisab Threshold of Gold in Indian Rupee : ₹280635.84
32080/10g = ₹3208x87.48g=280635.84 (16 May 2018, Mumbai)
Nisab Threshold of Silver in Indian Rupee: ₹24494.4
= ₹40x612.36=24494.4 (16 May 2018, Mumbai)
Note: Monetary value of the Nisab
will vary according to current prices of gold & silver in the market.
should be calculated and paid on any surplus wealth that you have owned for at
least one lunar year called Qamri Saal. This includes:
Gold, Silver, precious metal, including ornaments/ Jewellery
Stocks and Shares.
Money you have lent to others.
Cash in bank accounts, committees or in Hand.
Any business stock.
Agricultural produce and livestock (cows, chickens, goats etc.).
Property you own for investment purposes.
The easiest way to calculate your Zakat is to find
out the monetary value of each type of wealth and then work out 2.5% of the
WHO ARE THE RECIPIENTS OF ZAKAT?
the Holy Qur’an, the people who have the right to receive Zakat and legal uses
of Zakat are described by Allah (swt) are as follows:
The poor: Those who have no income.
The needy: Those who may have income, but it is less than they need.
Distributors of Zakat: Those who identify the destitute and handle Zakat.
Sympathizers: Those who might enter or who have already entered Islam.
Freeing slaves: Used to ransom a slave.
Debtors: Those unable to pay off a debt.
struggling for the sake of Allah (swt): Used to benefit humanity and convey the
message of Islam.
Travelers: Those travelling and in need.
WHEN IS ZAKAT DUE?
The moment you possess wealth above the Nisab
threshold you become eligible to pay Zakat. However, no payment is due on
that date itself.
The Zakat is to be paid after one full Qamri Saal
/ lunar year – but only if your wealth at that future date is still above
the Nisab threshold.
It does not matter if your wealth decreases or
increases during the year. It is the value of your wealth / assets at the
end of the lunar year that is used to calculate and pay the Zakat, (if it still
exceeds the Nisab).
Jamia advises its donors to use the Silver
Value (which is almost always a lower Nisab
threshold to gold) as this allows for a greater amount of your wealth to be
eligible for Zakat which, in turn, means more help for the deserving recipients
of your Zakat.
LARGEST ZAKAT RECEIVING ORGANIZATION
At Jamia, we take the responsibility of handling
Zakat extremely seriously. We understand that paying Zakat is not simply an act
of charity - it’s an act of worship. Your donation will reach those most in
need, both quickly and securely.
Throughout the year and especially during the
month of Ramadan, Jamia receives generous donations designated as Zakat It is
obligatory upon the Muslim community not just to collect Zakat but distribute
it according to the commandments of the Holy Qur’an.
Our online resources will help you calculate and
decide how best to spend your Zakat through one of our many Zakat eligible
projects. Below are our zakat eligible projects:
sponsorship program for Orphans and poor students of Hifz
Widow Support program
Monthly Allowances for poor families
Scholarship program for poor students
Eid gift for poor families
Food distribution program for Hunger people
Health care projects for poor patients
Education program for poor girls
We Spend Your Zakat Donations
Most of the work we carry out at Jamia is Zakat
eligible. As well as distributing food and clothes to those most in need, we
carry out long-term projects across more than 16 states of India. This includes
the provision of healthcare, access to education and livelihoods support for
the most deprived Muslim communities in India.
Jamia is committed to utilizing Zakat donations
with efficiency, transparency, and accountability, while ensuring compliance
with commandments. Funds are used throughout the year on projects which serve
families, individuals, and students in particularly urgent need.
When giving your Zakat through Jamia, you can be
assured that it will be used to support and empower some of the most
disadvantaged communities in India
Your Zakat donations are handled with the greatest
of care to ensure they reach eligible recipients quickly and securely.
Jamia is one of the largest charitable
organizations operating across 16 states in India. Our vast network enables us
to reach the most disadvantaged communities where we are able to deliver your
Zakat to those most in need..
Our Zakat Project
2018 will assist donors to fulfill their zakat obligations ensuring that the zakat
is distributed to and delivered to the rightful recipients.